Most attorneys just can’t afford to take on low-wealth clients, or clients with complicated issues to resolve. That’s what makes DCRAC Law different—your cases are our entire practice, and we offer them at low or no cost.
DCRAC Law identified two areas of critical need in our community: A lawyer to represent clients when they must go against the IRS and a lawyer to help you keep your home from foreclosure if it is not in your name. Financial stability isn’t just about money in the bank—it’s understanding what you do with it, and what can happen to it. DCRAC Law offers the services that go alongside your financial needs: title issues, tax troubles, estate planning, and more.
Since 2012, we have delivered safe and reliable access to savings, credit, and other financial services without the high cost associated with typical check cashing services. Stepping Stones is open to anyone with a connection to the City of Wilmington and an interest in becoming a member. We offer fee-free accounts, low-interest loans, and coaching to help you get the most out of our services—and out of your money. When you get a paycheck, we want you to keep as much of it as you can. By using a local credit union, you’re joining with people just like you to support banking services that work for Delawareans, regardless of income—and you’re taking a stand against predatory lenders.
Creating a bank account and using these services means you can build up and secure your savings, as well as access low-interest loans for things like a house or car repairs. When you’re low-wealth, the big banks don’t always go after your business, or they charge sky-high fees to bring you in. It’s a whole other ballgame when you walk into Stepping Stones. We’re not a typical bank—we have the same services, but we’re centered on helping our own community thrive. If you need a loan, you want someone who cares enough to do the due diligence and make sure you’re getting into the right agreement for what you need. When you bank with Stepping Stones, that’s what you get.
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