DCRAC

Build financial stability & accrue generational wealth

Our mission is to ensure every Delawarean has equal and equitable access to resources and high-quality services they need to build financial stability, accrue generational wealth, and participate in mainstream banking and legal systems.

Money School
DCRAC Law
Stepping Stones Community Federal Credit Union

Take charge of your financial well-being

Set up to help you navigate the financial world. Success is easy when you have the right resources.

Educate yourself
Not everything requires an expert to deal with or an expensive set of services.
Get Legal Care
In the two areas we serve—estate and tax law-- prevent big problems by taking the right steps right now.
Bank Smart
We support the dignity of each person as they build their financial success and take ownership of their financial wellbeing. Together, this is possible!
Money School

Learn tricks that set you up for success

Build Credit
The decisions you make now about how you manage your finances and handle money and credit can affect your ability to borrow money and the cost of borrowing money.
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Retirement and Social Security
Retirement can last for a few decades and Americans aren’t ready half don’t have a retirement account.
Eliminate Bank Fees
An unbanked/under-banked consumer spends over $3,000/year in converting income into cash and cash into payments.
How to buy a home
Net worth of a homeowner is nearly 40 times the net worth of a renter. Buying a home is one of the biggest, most important investments you'll make.
Wills & Estate Planning
The best gift to give your loved ones is planning and documenting your wishes relating to everything—including your assets.

Taught by expert volunteers in our community

Specialized money topics, taught by experts, enable students to plan for a stronger financial future.

If I didn’t find help at DCRAC, I probably wouldn’t have a home right now. I tell everyone facing a problem to call.
Louis J.

Our point of view

March 14, 2023

It’s Time For An Advance Health Care Directive

For medical procedures requiring sedation, a form asks for an emergency contact and DNR status. Have an Advance Directive ready to...

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March 14, 2023

Four Mistakes To Avoid In Estate Planning

At DCRAC Law, we focus on securing wealth through estate planning and tax controversies. We also assist families with post-death m...

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March 14, 2023

The Women Behind Stepping Stones CFCU

Since 2011, Stepping Stones Community Federal Credit Union has been the lead financial institution dedicated to serving the limite...

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