The DCRAC crew at Seacrets, our annual tradition now. Thanks Jim for hosting us and our joyous rides on your plontoon.

Back row Rony Peralta, Jim Angus, Jackie McDonald, Melida Bristan, Setve Byrd

Mary Lowe, Cathy Angus, Rashmi Rangan, Marisela Tovar'Rangel, Jabari Chambers, and Jaclyn Lantieri

 

Our Mission

To ensure equitable treatment and equal access to credit and capital for the under-served populations and communities throughout Delaware through advocacy, education, legislation, and outreach.

Stepping Stones Community Federal Credit Union sponsored by DCRAC opened its doors on January 6, 2012. Please consider becoming a member. Thank you.

DCRAC--briefly

We were founded in 1987 because a study of Home Mortgage Disclosure Act data revealed that African Americans were more than seven times more likely to be denied home mortgages than white Americans. While we continue our role as CRA advocates (our mission focus), we have built a constituent base by remaining market centered. We have continued to launch new and creative initiatives designed to make DCRAC relevant in the lives of thousands of Delawareans. In 2007, we became the first Delaware nonprofit to be awarded the Seal of Excellence from the National Standards for Excellence Institute. In 2011, our application to charter Stepping Stones Community Federal Credit Union was approved by the National Credit Union Administration. Link to our most recent annual audit, annual report, and form 990.

 

 

Quick Look at What's Happening at DCRAC

DCRAC applauds DoD's new rules to fight predatory lending.

Here's the WHYY Newsworks online write up of DCRAC's Pre-Purchase First Time Homebuyer program.

Check out the WHYY First story about DCRAC's Pre-Purchase First-Time Homebuyer program.

DCRAC is always looking for ways to work with our elected officials, this recent News Journal editorial highlights the latest example.

Check out how DCRAC grant from U.S. bishops’ CCHD helps Stepping Stones Community Federal Credit Union

Thank you for all your support! DCRAC's "Stand Up for Fair Lending and Rock with DCRAC" event at the World Cafe Live at the Queen was a tremendous success. Here was the News Journal op-ed we had to promote the event.

In this News Journal article, check out how out this how DCRAC teamed up with TD Bank to help a small business owner.

If you need more info about HB 286 and want to call your senator to let him or her know how you feel, click here.

Check out the HB 286 opposition letter from Rashmi Rangan and other community leaders from June 5th.

After collecting data for a year, here is the report to the Office of the State Bank Commissioner on payday lending in Delaware for 2013.

Learn how to avoid foreclosure scams, and talk to mortgage lenders and servicers at these two Delaware Housing Workshops: Monday, June 9th & Tuesday, June 10th. Click here for info.

DCRAC's Free Community BBQ is still on. Join us at 601 N. Church Street today from 11:30 am - 6:30 pm for some burgers and dogs.

DCRAC in the News Journal on May 3, 2014 Payday reform progress, but more needs to be done.

DCRAC Free Community BBQ on Friday, May 16th, 11:30 am to 6:30 pm.

Cape Gazette story of the DCRAC's Free Tax Clinic Workshops for Procrastinators

WHYY's Newsworks coverage of DCRAC's Free Tax Clinic Workshops for Procrastinators

DCRAC Free Tax Clinic Workshops for Procrastinators in Milford, 12 noon - 1:45 pm and Georgetown, 5:00 pm-6:45 pm on April 15th

Check out this profile of DCRAC volunteer attorney Jim Angus in the April issue of Delaware Beach Life magazine.

Do you want to buy a home? Attend the DSHA Homebuyer Fair on Saturday, April 5th from 8am to 4pm at the Chase Center on the Riverfront. Click here for info.

Worried about missing a mortgage payment? DCRAC will be on hand for the DE AG & DSHA's Delaware Housing Workshops on Saturday, March 22nd in Dover 9am - 1pm and Newark 3pm - 7pm. Click here for more info.

Check out Rashmi Rangan's Three Rules for Tax Season in the News Journal.

DCRAC will be hosting a free Tax Clinic Workshop in Wilmington at William Hicks Anderson Community Center on March 20th 12 noon to 1pm and 6pm to 7pm.

In February, DCRAC made the local press in the Milford Chronicle and Cape Gazette.

Rashmi Rangan and Jim Angus had this piece in the News Journal in January.

Hey folks, if you get a notice from the IRS, be sure and check out one of DCRAC's free tax workshops on April 15th. We'll have one in Milford and a second in Georgetown.

Happy New Year! Celebrate the new year with our Financial Fitness Series on the first three Saturdays of each month: January 4th, 11th & 18th; February 1st, 8th & 15th; March 1st, 8th & 15th; April 5th 12th & 19th. Our free classes a run from 10am to 1pm. Thanks to a grant from the Kenny Family Foundation, lunch is served at no charge.

New TELEPHONE Numbers at DCRAC! You can still reach us at the old numbers you have for us. You may get a message to hang up and call our new telephone number.

Delaware CRA Contacts:

 

Key Contact Information: