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Thank you for your support! Pictured above are participants in the ribbon cutting of Stepping Stones Community FCU:(from left to right) DCRAC Chair Dom Pedante; Stepping Stones board member Gladys Spikes; DE State Rep. Stephanie T. Bolden (D-2); Stepping Stones board member Lakeya Congo; US Sen. Chris Coons (D-DE); new Stepping Stones member Lakenzia Gordon; US Rep. John Carney (D-DE); DCRAC Executive Director Rashmi Rangan; US Sen. Tom Carper (D-DE); Stepping Stones Chair Theresa Hasson; New Castle County Executive Paul Clark; from the Office of Mayor James Baker, Bill Montgomery; Wilmington City Council Member Hanifa Shabazz, 4th District.(Picture courtesy of US Rep. John Carney's office)
Our Mission
To ensure equitable treatment and equal access to credit and capital for the under-served populations and communities throughout Delaware through advocacy, education, legislation, and outreach.
DCRAC--briefly
We were founded in 1987 because a study of Home Mortgage Disclosure Act data revealed that African Americans were more than seven times more likely to be denied home mortgages than white Americans. While we continue our role as CRA advocates (our mission focus), we have built a constituent base by remaining market centered. We have continued to launch new and creative initiatives designed to make DCRAC relevant in the lives of thousands of Delawareans. In 2007, we became the first Delaware nonprofit to be awarded the Seal of Excellence from the National Standards for Excellence Institute.
Tax Clinic
Credit Clinic
Housing Clinic
Quick Look at What's Happening at DCRAC
The Seaford Star has a story on HB 289
Rashmi Rangan asks folks to call their legislators to support HB 289
Sign up for this Grant Workshop on May 21st
Rony Peralta provides background info on DCRAC's tax clinic.
Lakenzia Gordon talks about DCRAC's credit clinic classes and joining Stepping Stones FCU.
Anne Mountain describes how DCRAC's foreclosure counseling saved her house.
Attend US Rep. John Carney's ID Theft and Scam Protection event on April 12th in Georgetown, DE.
Attend US Rep. John Carney's ID Theft & Scam Protection event on April 12th in Newark, DE.
On Saturday, March 17, the News Journal went to press with this excellent article on the big day for Stepping Stones.
WHYY's Newsworks posted this story for Stepping Stones.
Here is WDEL's coverage of the grand opening of Stepping Stones.
The News Journal had a good editorial on what Stepping Stones means to the community on March 14, 2012.
Thank you everyone! And a big thank you to US Rep. John Carney, US Sen. Chris Coons & US Sen. Tom Carper for your support at the Grand Opening of Stepping Stones Community Federal Credit Union.
GRAND OPENING: Stepping Stones Community Federal Credit Union. March 16th, 12:00 noon.
Our annual report ending June 30, 2011
For EITC Tax help in Delaware, check out this info.
IRS Workshop for Small Business at DCRAC
March 30th - March 31, DE AG Mortgage Task Force Events
DCRAC's Rashmi Rangan Grateful for IRS Grant
Internal Revenue Service Awards DCRAC $70,000 grant for LITC
DCRAC's comments on Fed approval of Capital One-ING Direct merger
Delaware Attorney General Beau Biden Signs on to Settlement Deal
The News Journal's Delaware Inc. quotes from DCRAC's letter to AG Beau Biden on mortgage settlement deal.
Public Housing notice in Newark, Delaware.
The News Journal prints DCRAC's "Delaware Voice" essay on Capital One merger with Ing Direct.
DCRAC releases letter of support for Delaware Attorney General Beau Biden.
DCRAC statement on DE Bank Commissioner's Cap One - ING decision: "We place the City of Wilmington and the Delaware Economic Development Office on notice to keep their calculators ready. Six months after the merger is consummated, we will ask them for a public accounting with regards to all the jobs that have been created and services provided to our communities here in Delaware by Capitol One."
Rashmi is quoted in News Journal on Mortgage Deal
John Taylor from Content Delaware interviews Rashmi Rangan
Check out these January Fair Housing Training Events
Rashmi Rangan quoted in News Journal editorial about Cordray Appointment
Rashmi Rangan: Richard Cordray Appointment Victory for Consumers
Join Rashmi Rangan for Ignite Wilmington, Nov. 30th at 7:00 pm at World Cafe Live at the Queen. Go to www.ignitewilmington.com.
Hoy en Delaware features a letter from Rashmi Rangan, Jim Angus and Rony Peralta on the Sussex County Today and Tomorrow Conference at Del Tech.
Rashmi wrote a letter to the DE Sec of Labor and pointed to the agreement reached in VA.
Good news last week in Norfolk, Virginia on the issue of worker wages. Check out the agreement between the VA Sec. of Labor and the Mexican Consulate in DC.
DCRAC's November 2 letter to the bank commissioner regarding the Capital One-ING Direct merger.
This is the cooperative agreement proposed by DCRAC for the Capital One-ING Direct merger.
Here is Rashmi Rangan's testimony from the October 27 Capital One - ING Direct bank commissioner hearing.
Eve Tahmincioglu from Delaware First Media looks at Stepping Stones FCU and the role credit unions have played in low income areas.
Here is a story about our CRA Leadership Award in the Community Pub
The Seaford Star has an interview with CRA Leadership Award winner Amy Walls
WHYY's Newsworks posted a story on U.S. Rep John Carney's visit to DCRAC as he learned about our mission and Stepping Stones FCU.
The Cape Gazette printed a nice profile of Amy Walls, DCRAC's 2011 CRA Leadership Award winner
WHYY's Newsworks has a good story on "Celebrate CRA 2011" and "Stepping Stones FCU"
The News Journal's Rhonda B. Graham highlights Stepping Stones FCU as a sign of hope in Wilmington.
The News Journal's Eric Ruth reports on the creation of Stepping Stones FCU
NCUA Grants Charter for Stepping Stones Federal Credit Union
Rashmi Rangan's detailed comments on Capital One-ING Direct merger to Federal Reserve
Rashmi Rangan's testimony at Capital One-ING Direct Public Meeting
DCRAC interview with Housing Clinic Director, Carlos Herrera
DCRAC welcomes our partners to the 15th annual Celebrate CRA
Rashmi Rangan's op-ed on Dodd-Frank and Consumer Protection Bureau
DCRAC seeks Credit Clinic Director
DCRAC comments on Capital One/ING
Looking for Scholarship Opportunities
Looking for Employment
New Journal's Eric Ruth Quotes Rashmi Rangan on Capital One-ING Direct Merger
News Journal story on family's struggle in foreclosure crisis
News Journal story on Fed approval of M&T - Wilmington Trust merger quotes DCRAC
WHYY features DCRAC in: "Fighting Foreclosures" http://video.whyy.org/video/1780751388/
WHYY interviews Rashmi Rangan on Fed forclosure report
News Journal report on M&T Bank and Wilmington Trust merger hearing
Rashmi Rangan's Public Testimony M&T/WT merger hearing
Delaware CRA Contacts: